answers to these questions: 1.) Does your boyfriend or spouse gripe about your excessive spending? 2.) Do you find yourself shocked every month when your credit card bill shows how much more you actually spent than you anticipated? 3.) Is your closet filled with more clothing and shoes than you could ever wear? 4.) Do you get every new device before it has a chance to gather dust on a store shelf? 5.) Do you purchase items that you were not aware you desired until you saw them in a store? You indulge in retail therapy and are an impulse spender if you said "yes" to any two of the aforementioned questions. This does not bode well. It will keep you from setting aside money for retirement, a vacation, a new car, or a house. You need to establish some financial objectives and refrain from spending money on things that will not be important in the long run. Impulsive spending will harm your relationships in addition to your wallet. The first step in solving the issue is to learn to distinguish between your necessities and wants. We are constantly bombarded by advertisers pitching their goods to us. The secret is to give oneself a window of opportunity before making any unforeseen purchases. Make a list before you go shopping and only bring enough money to cover your planned purchases. Get out of
EmoticonEmoticon